Terms & Conditions

Welcome to Muthoot Finance. By accessing or using our website and services, you agree to the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using this website or submitting your information for any of our services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions, along with our Privacy Policy.

2. Eligibility

Our services are intended for registered businesses and individuals aged 18 years and above, who are legally capable of entering into a binding agreement under Indian law.

3. Use of Services

You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations. Misuse, fraud, or providing false information may result in denial of service or legal action.

4. Information Accuracy

You are responsible for ensuring the accuracy of the personal, financial, and business information provided. Muthoot Finance is not liable for any consequences arising from incorrect or misleading information.

5. Third-Party Partners

Muthoot Finance works with banks, NBFCs, and financial institutions to process and offer loan products. Approval, terms, and disbursals are subject to the respective lender’s policies. We do not guarantee loan approval.

6. No Financial Advice

The information on this website is for general informational purposes only. It should not be construed as financial or legal advice. We recommend consulting a qualified advisor before making financial decisions.

7. Intellectual Property

All content on this website — including text, graphics, logos, and software — is the property of Muthoot Finance and is protected under copyright and trademark laws. You may not reproduce or reuse any content without permission.

8. Limitation of Liability

Muthoot Finance is not liable for any direct, indirect, or incidental damages arising from the use or inability to use our services, including delays in processing or third-party actions.

9. Modifications

We reserve the righill be posted on this page, and continued use of the site constitutes acceptance of the revised terms.

10. Termination of Use

We reserve the right to suspend or terminate your access to our services if you violate any terms, misuse the platform, or act unlawfully.